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Pension Consolidation

Many people accumulate a number of different pension plans during their working life, typically 4 or 5. This often means that not only are you paying 4 or 5 sets of administration fees, but that it is very difficult to monitor the performance of the plans. Consolidating pensions with a Single, financially sound provider can have a significant impact on the performance of the funds.

Many older pensions carry very high charges and are often invested in very poorly perfoming funds. Reviewing the charges and performance of all pensions should be undertaken annually. Invariably it is not, even though an adviser is probably being paid out of your fund to provide that review.

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